Real-Time Gross Settlement (RTGS)

Real Time Gross Settlement (RTGS) is the continuous (real-time) settlement of fund transfers individually. Amount starting from 2 Lakh can be sent to any other RTGS-enabled Bank’s customer account through this mode from any Tamil Nadu Grama Bank Branch


  1. RTGS is used to transfer funds between two bank accounts maintained with different banks. Unlike NEFT, RTGS transactions are settled individually on real time basis. The lower and upper limit for RTGS transactions are . 2 lakhs and . 25 lakhs respectively. RTGS working hours is 9.00 AM to 4.30 PM in weekdays and 9.00 AM to 4.00 PM on Saturdays.