Kisan Credit Card(KCC) - Fisheries

Purpose
  • For short term credit requirements of rearing of Fish, Shrimps, Other aquatic organisms & capture of fish etc.,
Eligible activity
  • Inland fisheries & Aqua culture
  • Marine fisheries
Eligible amount
  • Upto ₹2,00,000/- with Interest Subvention
  • Above ₹2,00,000/- without Interest Subvention
Period of Loan & Repayment
  • 5 Years
  • Annual Repayment (Renewable every year )
Rate of Interest
Processing Charges
  • Upto ₹25,000/- - NIL
  • Above ₹25,000/- - ₹300/- per lakh or part there of
Security
  • Upto ₹1,60,000/- - Hypothecation of assets created out of loan
  • Above ₹1,60,000/- - Collateral security by way of Mortgage (or) Gold
How to apply
  • Please contact nearest Tamil Nadu Grama Bank’s Branch for more details