Loan Rates

Items / Particulars Limit ROI
Vehicle Loan - Car - New Irrespective of amount 9.95
Vehicle Loan - Car - Used Irrespective of amount 11.50
Loan for purchase of Van/ Bus to Educational institutions Irrespective of amount 11.50
Vehicle Loan - Auto - 3 wheeler Irrespective of amount 11.50
Vehicle loan - Two Wheeler Irrespective of amount 13.00
Items / Particulars Limit ROI
Home Loan
Upto 20.00 lakhs 8.36
Upto 75.00 lakhs
9.25
Above 75.00 lakhs
9.35
Items / Particulars Limit ROI
Home Furnish Minimum - Rs.1.00 lakh
Maximum - Rs.20.00 lakhs
12.50
Items / Particulars Limit ROI
Plot Purchase Irrespective of amount 12.50
Items / Particulars Limit ROI
Education Loan - Studies in India
Upto 7.50 lakhs
12.50
Above 7.50 lakhs
13.00
Education Loan - Studies Abroad
Upto 7.50 lakhs
12.50
Above 7.50 lakhs
13.00
Items / Particulars Limit ROI
Pallavan Mortgage Loan
Irrespective of amount
13.00
Items / Particulars Limit ROI
Pallavan Rent Encashment loan
Irrespective of amount
12.00
Items / Particulars Limit ROI
Agri Jewel loan (AJL) 7% (subvention product) Upto 3.00 lakhs 7.00
Agri Jewel loan (AJL) (non-subvention)
Upto Rs.2,00,000
11.00
Above Rs.2.00 lakhs
12.00
AJL - Term Loan Irrespective of amount 11.00
Small Medium Enterprises Jewel Loan (SME JL)upto 2 lakh Irrespective of amount 11.00
SME JL - Above 2 lakh Irrespective of amount 11.00
Senior Gold Upto 2.00 lakhs 11.50
Non Priority JL - upto 2 lakh Irrespective of amount 12.00
Non Priority JL above 2 lakh Irrespective of amount 12.00
Items / Particulars Limit ROI
Clean Loan
Irrespective of amount
13.00
Items / Particulars Limit ROI
Solar Pumpset
Irrespective of amount
12.00
Solar loan - Home lighting / Commercial
Irrespective of amount
12.00
Items / Particulars Limit ROI
KCC cum SB - Subvention*
Upto 3.00 lakhs
7.00
KCC - Non Subvention
Upto 2.00 lakhs
11.00
Above 2.00 lakhs
12.00
Items / Particulars Limit ROI
Produce Marketing Loan (Subvention)
Upto 3.00 lakhs
7.00
Produce Marketing Loan (Non Subvention)
Irrespective of amount
9.75
Produce Marketing Loan (CC)
Irrespective of amount
9.75
Items / Particulars Limit ROI
Farm Mechanisation / Tractor Maintenance / Cold Storage/ Rural Godown
Irrespective of amount
12.00
Items / Particulars Limit ROI
Land Development and Irrigation Loan
Irrespective of amount
12.00
Items / Particulars Limit ROI
AATL - Dairy / Sheep / Poultry / Others
Irrespective of amount
12.00
Items / Particulars Limit ROI
SME - Manufacturing / Services (TL & CC)
Irrespective of amount
12.50
Items / Particulars Limit ROI
Doctor Plus
Irrespective of amount
12.50
Items / Particulars Limit ROI
Professional Special
Irrespective of amount
12.50
Items / Particulars Limit ROI
Penn Sakthi
Minimum - Rs.1.00 lakh
Maximum - Rs.25.00 lakhs
12.50
Items / Particulars Limit ROI
  NRLM (National Rural Livelihood Mission)
SHG - NRLM - women
upto 3 lakhs 7.00
SHG - Others - Women Irrespective of amount 12 - 14
SHG - Other Products to SHG
SHG - Grihalakshmi
Irrespective of amount
9.60
SHG - Gold Purchase
Irrespective of amount
13.50
SHG - Consumer Loan
Upto 15000/-
13.50
SGSY - Non Agri - Groups
Irrespective of amount
13.50
Items / Particulars Limit ROI
JLG
Irrespective of amount
13.00 -15.00