Loan Rates
| Items / Particulars | Limit | ROI |
|---|---|---|
| Vehicle Loan - Car - New | Irrespective of amount | 9.95 |
| Vehicle Loan - Car - Used | Irrespective of amount | 11.50 |
| Loan for purchase of Van/ Bus to Educational institutions | Irrespective of amount | 11.50 |
| Vehicle Loan - Auto - 3 wheeler | Irrespective of amount | 11.50 |
| Vehicle loan - Two Wheeler | Irrespective of amount | 13.00 |
| Items / Particulars | Limit | ROI |
|---|---|---|
|
Home Loan
|
Upto 20.00 lakhs | 8.36 |
|
Upto 75.00 lakhs
|
9.25
|
|
|
Above 75.00 lakhs
|
9.35
|
| Items / Particulars | Limit | ROI |
|---|---|---|
| Home Furnish | Minimum - Rs.1.00 lakh Maximum - Rs.20.00 lakhs |
12.50 |
| Items / Particulars | Limit | ROI |
|---|---|---|
| Plot Purchase | Irrespective of amount | 12.50 |
| Items / Particulars | Limit | ROI |
|---|---|---|
|
Education Loan - Studies in India
|
Upto 7.50 lakhs
|
12.50
|
|
Above 7.50 lakhs
|
13.00
|
|
|
Education Loan - Studies Abroad
|
Upto 7.50 lakhs
|
12.50
|
|
Above 7.50 lakhs
|
13.00
|
| Items / Particulars | Limit | ROI |
|---|---|---|
|
Pallavan Mortgage Loan
|
Irrespective of amount
|
13.00
|
| Items / Particulars | Limit | ROI |
|---|---|---|
|
Pallavan Rent Encashment loan
|
Irrespective of amount
|
12.00
|
| Items / Particulars | Limit | ROI |
|---|---|---|
| Agri Jewel loan (AJL) 7% (subvention product) | Upto 3.00 lakhs | 7.00 |
|
Agri Jewel loan (AJL) (non-subvention)
|
Upto Rs.2,00,000
|
11.00
|
|
Above Rs.2.00 lakhs
|
12.00
|
|
| AJL - Term Loan | Irrespective of amount | 11.00 |
| Small Medium Enterprises Jewel Loan (SME JL)upto 2 lakh | Irrespective of amount | 11.00 |
| SME JL - Above 2 lakh | Irrespective of amount | 11.00 |
| Senior Gold | Upto 2.00 lakhs | 11.50 |
| Non Priority JL - upto 2 lakh | Irrespective of amount | 12.00 |
| Non Priority JL above 2 lakh | Irrespective of amount | 12.00 |
| Items / Particulars | Limit | ROI |
|---|---|---|
|
Clean Loan
|
Irrespective of amount
|
13.00
|
| Items / Particulars | Limit | ROI |
|---|---|---|
|
Solar Pumpset
|
Irrespective of amount
|
12.00
|
|
Solar loan - Home lighting / Commercial
|
Irrespective of amount
|
12.00
|
| Items / Particulars | Limit | ROI |
|---|---|---|
|
KCC cum SB - Subvention*
|
Upto 3.00 lakhs
|
7.00
|
|
KCC - Non Subvention
|
Upto 2.00 lakhs
|
11.00
|
|
Above 2.00 lakhs
|
12.00
|
| Items / Particulars | Limit | ROI |
|---|---|---|
|
Produce Marketing Loan (Subvention)
|
Upto 3.00 lakhs
|
7.00
|
|
Produce Marketing Loan (Non Subvention)
|
Irrespective of amount
|
9.75
|
|
Produce Marketing Loan (CC)
|
Irrespective of amount
|
9.75
|
| Items / Particulars | Limit | ROI |
|---|---|---|
|
Farm Mechanisation / Tractor Maintenance / Cold Storage/ Rural Godown
|
Irrespective of amount
|
12.00
|
| Items / Particulars | Limit | ROI |
|---|---|---|
|
Land Development and Irrigation Loan
|
Irrespective of amount
|
12.00
|
| Items / Particulars | Limit | ROI |
|---|---|---|
|
AATL - Dairy / Sheep / Poultry / Others
|
Irrespective of amount
|
12.00
|
| Items / Particulars | Limit | ROI |
|---|---|---|
|
SME - Manufacturing / Services (TL & CC)
|
Irrespective of amount
|
12.50
|
| Items / Particulars | Limit | ROI |
|---|---|---|
|
Doctor Plus
|
Irrespective of amount
|
12.50
|
| Items / Particulars | Limit | ROI |
|---|---|---|
|
Professional Special
|
Irrespective of amount
|
12.50
|
| Items / Particulars | Limit | ROI |
|---|---|---|
|
Penn Sakthi
|
Minimum - Rs.1.00 lakh Maximum - Rs.25.00 lakhs |
12.50
|
| Items / Particulars | Limit | ROI |
|---|---|---|
| NRLM (National Rural Livelihood Mission) | ||
|
SHG - NRLM - women
|
upto 3 lakhs | 7.00 |
| SHG - Others - Women | Irrespective of amount | 12 - 14 |
| SHG - Other Products to SHG | ||
|
SHG - Grihalakshmi
|
Irrespective of amount
|
9.60
|
|
SHG - Gold Purchase
|
Irrespective of amount
|
13.50
|
|
SHG - Consumer Loan
|
Upto 15000/-
|
13.50
|
|
SGSY - Non Agri - Groups
|
Irrespective of amount
|
13.50
|
| Items / Particulars | Limit | ROI |
|---|---|---|
|
JLG
|
Irrespective of amount
|
13.00 -15.00
|
